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8 Tips on How to Survive January When Broke and Sad

Happy New Year!…or is it? The beginning of a New Year is not always a happy time for many people because then most have to come back to reality after the holidays and realize they now have to face a 40-day long month of January, and they are already broke from all the festivities, are … Continue reading 8 Tips on How to Survive January When Broke and Sad